Terms of Service

CardFila Inc.
Last Updated October 05, 2011
The following terms of use (“Agreement”) govern your use of CardFila.com (“CardFila.com” or the “Site”) and the services (the “Services”) offered by CardFila Inc. (“CardFila”) on and through our Site, including use of any CardFila Site information and data, and participation in any public areas, such as free search and results therefrom, blogs, chat rooms, review areas or bulletin boards (the “Public Areas”). Please read the requirements of this Agreement carefully. Your use of and/or registration for any Services constitute your agreement to comply with the terms of this Agreement. If you cannot agree to and comply with this Agreement and its requirements, you are expressly prohibited from use of the Services and must exit CardFila.com.
If you register with us for certain Services, you will be asked to scroll through the provisions of this Agreement and click the “Accept” button to memorialize your agreement to the terms and conditions of this Agreement and commit yourself to comply with the related obligations. In the direct sales process (by phone or in person), you may be asked to acknowledge receipt of the URL to or paper version of this Agreement.

Privacy Policy
In addition to reviewing this Agreement, you should also review our Privacy and Security Policy (“Privacy Policy”), which is incorporated by reference into this Agreement, to better understand how we collect and use personal information. Your use of the Site and the Services constitutes your agreement to its terms and conditions.

Registration with CardFila.com
You may visit our Site without registering, but if you wish to use our Services or use other special features offered on CardFila.com, you will need to provide us with certain information to open an account with us, including your name, address, phone number and email address. You will also need to create a user ID and a password to protect your account information. As a registered user (“User”) of the Site, you represent and warrant that: (i) you are 18 years of age or older; (ii) the information provided in the CardFila registration form is true, accurate, current and complete; (iii) you will maintain and update the registration information to keep it true, accurate, current, and complete; and (iv) the information in the registration form belongs to you.
You may need to provide credit card information to use certain aspects of our Services, such as purchasing Contact Information (as defined further below). You authorize CardFila to share information about you with its affiliates and/or third party service providers as is necessary to process payments or perform other requested transactions on your behalf. If you provide us with credit card information, you agree to keep your credit card information up to date and will notify CardFila of credit card loss, theft or unauthorized usage. You may change credit card information by updating your information through “My Account.”

Changes to Agreement and Additional Rules of Usage
CardFila reserves the right, at any time and without prior notice, to modify, alter or update this Agreement. The date of the most recent revision will appear on this page. While CardFila may attempt to notify Users through their most current email address on record with us of material changes to this Agreement, your continued access to the Site and use of the Services by you will constitute your acceptance of any changes or revisions to the Agreement. CardFila also reserves the right to post, from time to time, additional rules of usage that apply to specific parts of CardFila.com, which may be posted in the relevant parts of CardFila.com, and will be clearly identified. Your continued use of cardfila.com constitutes your agreement to comply with these additional rules.

Suspension or Termination of Your Use
Your failure to follow the requirements of this Agreement may result in suspension or termination of your access to the Services, at any time and without notice, in addition to CardFila’s other remedies. CardFila further reserves the right to terminate, without notice, any User’s account and/or any User’s access to or use of cardfila.com for any reason.

Termination of Services
CardFila reserves the right, without prior notice, at any time and for any reason, to terminate cardfila.com or any portion thereof or any products or Services offered through cardfila.com. Though CardFila may attempt to notify Users at their most current email address on record with us of termination of the Site or the Services, you agree that CardFila may so terminate without notice. A User may terminate this Agreement at any time by terminating the User's subscription in the "My Account" section of the Site or in writing using the contact information in the Notices section. The sections of this Agreement which by their nature must survive termination or expiration of this Agreement shall so survive.

User Content Contribution to CardFila
Users may contribute User-originated content, including individuals’ job title, and basic business contact information which may be used by other Users of the Site for sales and marketing purposes (“Contact Information”) and other information (collectively, “Content”) to the Site in return for credits to obtain other Content available on the Site (e.g., through trading). Users may also purchase Content available on the Site. By contributing Content, you grant CardFila, and represent and warrant that you have the right to so grant, a royalty-free, perpetual, non-exclusive, unrestricted, worldwide license to use, reproduce, modify, adapt, perform, display, transmit and distribute such Content and to prepare derivative works of, or incorporate into other works, and to grant and authorize sublicenses of the foregoing, for any purpose, including commercial purposes.
Credits obtained through use of the Services may only be used on the Site and are not exchangeable for currency value. CardFila reserves the right to remove the credits at any time, and depending on the circumstances, no reimbursement may be made to the User. If your account with us must be terminated for any reason, CardFila reserves the right to not reimburse you for accrued credits.
You represent and warrant that you will not provide as Content to this Site any Contact Information of parties who have informed you that they do not wish such information to be shared with this Site or with other parties. You also agree that you will not provide any additional elements about Contact Information other than the fields which the Site permits. Contact Information that you may contribute is limited to: name of the business contact, job title, company associated with the contact, business address, business phone number(s) (which may include cell phone number if that number is used primarily for business purposes), business email address and business website/url. CardFila does not accept any other categories of Contact Information. If you send other elements of information to CardFila, CardFila will attempt to delete or dispose of such information promptly.
You represent and warrant that you will not provide to CardFila “confidential personal information” or “nonpublic personal information” about an individual, as those or similar terms may be defined under applicable local, state and federal laws and regulations. You agree not to provide any information about persons under the age of 18. You represent and warrant that any Contact Information you provide to us is business contact information about a specific living individual, and not about a fictitious person, created personality or an animal.
You will not provide any Content to CardFila which may result in legal liability to CardFila (e.g., you will not provide another party’s tracer or seed record emails). You will not provide any e-mail addresses to CardFila which involved the collection or auto-generation by abusive means, which includes “harvesting” (the collection of e-mail addresses that are posted on the Internet via web scraping, web mining and/or web crawling technology) and “e-mail modeling” (the auto-generation of e-mail addresses by combining names, letters and/or numbers into different combinations, regardless of data accuracy; otherwise known as “dictionary attacks”). You may not use the Site or the Services to advertise or solicit for other products or services without CardFila’s express consent.
CardFila's use of Content provided by the User is solely at the discretion of CardFila. CardFila determines which Content to use based on it own criteria, including the presence of similar Content provided to the Site and the accuracy of that Content, determined by various proprietary methods. The Services include CardFila’s rating of the accuracy of Content; any such rating decisions by CardFila are final, and User agrees it has no recourse against CardFila for such ratings and releases any claims related to such rating decisions.

Use of the Service By You
You may view and use the Site Information only in accordance with the terms of this Agreement. Subject to CardFila’s rights to rescind, described below, you as a User are granted a single-user, non-exclusive, non-assignable, fully revocable, non-transferable license to access and use the information in the Site (the “License”). You represent and warrant that you will use the system and the information on the Site for legitimate business purposes related to your own sales and marketing activities and in a manner that complies with all applicable local, state and federal laws. You may not modify, distribute, publish, license, create derivative works from, transfer or sell any information or content contained on the Site, except that User may store, print or use information downloaded from the Site, and upload it into a CRM tool, for User's own use for sales and marketing purposes. CardFila reserves the right to rescind your License to any Site Information and Content that CardFila may decide to recall for any reason (“Recalled Data”). You agree to cease any further use of Recalled Data promptly upon notice of its recall by CardFila, and failure to do so may result in termination of your rights as a User.
You are responsible for the use of the Site and the Services by you and by those you authorize to use or access the Site and the Services on your behalf. You may not share your account with other third parties. Users may not violate or attempt to violate the security of the Site, including, without limitation: (i) log in to a server or account that User is not authorized to access; (ii) attempt to test, scan, probe or hack the Site or any network used by the Site or to breach the security of the Site or identify any security vulnerabilities on the Site or with the Services; (iii)) attempt to interfere with the Site by overloading, flooding, pinging, mail bombing or crashing it; (iv) reverse engineer, decompile or disassemble any portion of the Site; and (v) use or attempt to use any spiders, robots or intelligent agents to navigate or search any portion of the Site, or otherwise scrape the Site, to extract Content.
cardfila.com may be used only as contemplated by this Agreement. You agree to use the Site and the Services only for lawful purposes and you acknowledge that your failure to do so may subject you to civil and criminal liability. You may not provide Content that was obtained on a fraudulent basis, including through pre-texting, or through accessing on an unauthorized basis the confidential and/or proprietary information of other parties. You may not use illegal or anti-competitive means to obtain and contribute Content; any market intelligence research conducted by you in developing Content contributed to this Site shall not violate any applicable laws or industry self-regulatory standards.
You may not use Contact Information obtained through this Site, including but not limited to, email addresses, to send email to any individual unless such email communication fully complies with all federal and state laws protecting individuals from unsolicited commercial emails, including the federal CAN-SPAM Act of 2003, as it may be amended from time to time, 15 USC § 7701 et seq. In the event that an individual requests (“opts out”) that you stop sending him/her such email communications, you shall do so promptly and, in any event, within the time periods specified by applicable law. You must also comply with applicable federal and state Do-Not-Call, anti-junk fax and similar requirements.
You acknowledge and agree that CardFila may share information about you and your account in response to law enforcement inquiries and government investigations (please review our Privacy Policy for other disclosures which CardFila may make) and that you will cooperate with any such law enforcement or government investigations involving your use of our Services or our Site.

Unacceptable Content
CardFila makes the Services available to Users and facilitates such Users’ ability to contribute Content, including but not limited to Contact Information, text, images, photographs, graphics, comments and reviews, discussion or bulletin board postings and other materials, to Public Areas and/or private portions of cardfila.com, subject to the restrictions set forth in this Agreement. If you contribute any Content to any portion of cardfila.com, you represent and warrant that you will not contribute any unacceptable Content (“Unacceptable Content”). CardFila reserves the right to reject or remove any contributed Content for any reason. Unacceptable Content includes, but is not limited to, Content that: